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A shocking digital arrest scam cost a Bengaluru woman 98.4 lakh after fraudsters posed as police officials. Know five warning signs to avoid cyber fraud and protect your savings. Make sure that you promptly report such scams so that future victims can be protected and awareness can be spread. 

A random phone call turned into a difficult-to-handle two-month nightmairish ordeal for a 60-year-old senior citizen, a homemaker, who suffered a financial loss of 98.4 lakh to cyber fraudsters posing as law enforcement officials, as recently reported by The Hindu.

The case throws light on the way ‘digital arrest’ scams are evolving throughout the country into highly convincing ways to cheat innocent victims of their hard-earned money. Fraudsters now extensively use psychological traps that exploit urgency, fear, trust and authority.

Let us see how the scam played out and the ways you can utilise to keep yourself safe from such scams or similar attempts in the future. Awareness is the most powerful tool you have in the current environment.

How did the scam take place?

Fraudsters contacted the victim, posing as Delhi Police officials who falsely accused her of involvement in a money laundering case. She was strategically isolated from contacting family members and friends and eventually forced to trust the scamsters completely, believing she was part of a serious investigation.

Over WhatsApp and video calls, they simulated a ‘confidential investigation,’ threatened arrest, serious legal trouble and coerced her into transferring funds and pledging gold. The total loss, as per reports, is about 98.4 lakh.

5 ways to stay protected from such scams

1. No police or agency arrests happen over phone or video calls

Real and legitimate law enforcement agencies, such as the Central Bureau of Investigation (CBI), the Enforcement Directorate (ED), and police, do not conduct investigations online or demand money via WhatsApp or video calls. If you come across any such claims, they are a ‘red flag’, and you should report the issue to your nearest police station.

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